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Licence to Occupy

A licence to occupy (LTO) is a legal document that gives you the right to occupy a unit within a retirement community. It doesn’t give you legal ownership of the unit, just the right to live there for as long as you choose.

An LTO is not the same as an ORA (occupational right agreement), which is a contract that covers your payment obligations, village manager’s duties, procedures relating to meetings and consultation, termination rights, and the complaints and disputes resolution process.


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